Hello, my name is Rudy Prisco, I am the New York Notary with additional specialized education and training that has been assigned to your paperwork signing. My contact information is email: info@rudyprisco.com or call or text (518) 795-5048.

By the way, you may see ButchyBoomNotary that is my company owned and opperated by Butchy Boom, LLC which is my LLC and who owns rudyprisco.com

I am a NNA Certified Loan Signing Agent who has not only undergone special education and training to get my certification, I also took and passed a stringent background check and maintain specialized Error and Ommision Insurance.  It is my job to take you through the remainder of the signing process.

This no doubt has been a stressful time and many times loans, mortgages and contract negotiations can seem like it will never be complete, because I am now involved your journey is coming to an end.

The meeting location can be anywhere that has decent cell or internet service available, an electrical outlet, a place for us to have whatever level of privacy thats comfortable for you and to spread papers out in an orderly manner with as few distractions as possible, I've met in Coffee Houses, Stewart's, Hotels, homes, offices, cars, truck tailgates and even on a sea plane once.

I need you to know that I am not a lawyer and can not provide legal advise, likewise I am not a loan officer, title issuer, loan broker or tax adviser. it is imparitive that if you have any questions regarding the content of any of the closing papers or need advise that you contact the respective parties before I arrive.

Please note that some loans are "HYBRED" in nature and are completed both in person and online, please be sure your online portion has been cpmpleted before we begin, don't worry in most cases we can finish the HYBRED portion within a few minutes if that still remains.

In many cases you will receive access to all the same documents we will sign together a few days before, please review those docs throughly prior to our appointment and contact the respective parties to address your concerns.

Likewise, in most cases, I will leave, for you a complete unsigned copy of all the docs included in the packet I receive.

Here is what happens next, I will attempt to call you within the next 48 hours to firm up the appointment time and confirm our appointment.

Before the appointment, while reviewing your paperwork and getting your last minute questions answered, keep in mind that I will need to not only see a valid identification, but in may cases the banks require me to scan in a copy to them at the closing table, sometimes the banks will require two (2) forms of ID such as birth certificate, social security card, public assistance cards etc, please carefully double check the "USA PATRIOT ACT" form contained within the packet, it clearly states the  number of forms of ID required and what those forms of ID can consist of, for me to verify and upload; if you have any questions about the ID requirements, please reach out to your contacts before I arrive, failure to have proper ID can and most certainly will end the process without closing.

One more note on ID,  in an effort to reduce mortgage fraud some banks and title companies have switched over to a new electronic identity verification system called MITEC or something similar, it requires an uploading of your ID using my Cell Phone and facial recognition using the cell phone camera.

Day of Signing - Because I am traveling throughout NY state, I may arrive up to 10 minutes early, unless extenuating circumstances have occured, I am never late.

I will also need access to an electrical outlet to plug in the document scanner - Please let me know immediately if that is an issue.

The process usually takes about 45 minutes or less, beleive it or not, it takes longer for me to set my computer and scanner up, and scan back the documents to the lender/title/lawyer etc than to complete actual signing.

Speaking of scanning, most signings require scaning of all ID and complete signing package back to the lender/title/lawyer, and this must be done before we leave the closing table.  This allows the powers that be to review all the documents to be sure they are complete with no signing or date errors, AKA the secondary QA process.

Don't worry the QA process begins from the moment we sit and start signing until the very end, these docs are very carefully and meticuliously checked and gone over.

In most cases I will not have the QA results back right away, it can take sometimes 2-3 hours before I receive a final "clear to drop".  During that time, please be prepared to answer your phone and meet up to make any necessary additions or corrections.

Here are some common errors that are rejected by the bank:

1. Signitures are not clear and do not EXACTLY match what is on the line - Even if that is not how you sign your name on a regular basis, you must do so for the document to be accepted.  Sometimes even AKA, Trustee and other titles must be written out as well.
2. Dates are not clear, over corrected or not in an acceptable format, they like consistancy accross the documents, therefore all dates must be written as follows:  00/00/0000 (2 digit month, day and 4 digit year) or Month, 00, 0000 example: July 01, 2026.
3. Initials not complete or missing, if initials are required they must be written as the signiture line indicates meaning if you are Jane Mary Doe the initials MUST BE "JMD"- Hint printing of initials is prefered for clairity, likewise if you are Jane Doe the initials must be "JD"
4. Unauthorized changes, most docs only authorize changes to written information on the line indicated, such as unclear date, may be lined through one time, initials placed above and correct date written in the proper format.

Fortunitly, you are in good hands, I have the experience and knowledge to catch these errors, fix them at the table all without a blip of trouble later on.  No one is perfect, I may be close though when it comes to these documents, I still do make mistakes, but they are very rare.